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Your cell phone can provide entertainment when you’re bored, help you manage a busy schedule and so much more. But if you’re looking to get a better grip on your personal finances, your cell phone can also unlock some neat tricks to help you save money. So if building your bank account is one of your resolutions for the new year, read on to learn how your cell phone can increase your cash reserve. 1. Download the Groupon app and save. Downloading the Groupon app is an excellent way to save money on just about everything from entertainment to food. Once on your phone, the app can send alerts for nearby deals based on your GPS location. If you’re interested in a particular deal, simply purchase the Groupon from your cell phone and an e-voucher is available for redemption within minutes. 2. Subscribe to receive retail and restaurant promotional offers. If you enjoy saving money, you’ve probably signed up to receive promotional emails from your favorite retail stores and restaurants. One of the best features of a cell phone is that you can… Read more

Smartphones make just about every aspect of our lives easier—but only when used responsibly. It’s important to know when and where to use your phone. Being unable to put some separation between you and your cell could hurt your career, whereas moderate cell use could help you thrive. But how do you know where the right balance is? If you're not sure whether your cell phone use is appropriate, here’s a look at how striking the right balance could impact your professional life. How a Smartphone Can Help Your Career 1. Browse job opportunities whenever, wherever. If you’re looking to make a career change, having a smartphone can make it easier to find new opportunities. Many job posting sites have apps that allow job seekers to browse openings and upload their resumes and cover letters. If you download these apps, your smartphone could be the ticket to finding the perfect job sooner rather than later. Anytime you have a couple of free minutes, hop on a job seeking app, browse openings in your field and send off your information to employers. Being able to… Read more

The money you earn from your job might be just enough to cover monthly expenses, leaving little disposable cash for fun. If you’re looking to make a few extra dollars for entertainment or recreation, a side hustle is the way to go! And if you have a cell phone, putting extra cash in your pocket might be easier than you think. From apps to mobile reminders, here’s a look at five different ways your cell phone could help you earn a little more cash. 1. Take pictures If you have a high-quality cell phone camera and you enjoy photography, consider taking photos with your camera and selling these for cash. Download a photo editing app directly to your phone - like Adobe Photoshop Express or Snapseed - to enhance your images, and then create an Etsy store selling your best shots, or market your photos to stock photography companies. For example, if your photos are accepted by Shutterstock, you can earn 20 to 30 percent of the purchase price of your photos, and up to 60 percent of the purchase price… Read more

If you don’t have an unlimited cell phone plan, you might watch your monthly data like a hawk. Going over your allotted data can result in a higher bill, which could potentially throw off your entire monthly budget. Using a cell phone isn’t always cheap, so if you’re looking to save money, start by learning how to waste less data on your daily activities. Here’s what you can do. 1. Don’t turn off your phone’s Wi-Fi. Wi-Fi can be a godsend when you don’t have an unlimited data plan because you’re able to stream and surf the internet without using your cellular data. But for this to work, you must turn on your phone’s Wi-Fi feature. If you turn off Wi-Fi, your phone will no longer automatically connect to your home’s network or any other network that you’ve previously joined. As a result, the more you stream, check email or browse the internet, the faster you’ll eat away at your monthly data. 2. Get a new Wi-Fi router. Then again, maybe you never turn off your cell phone‘s Wi-Fi, yet… Read more

It’s no surprise cell phones can be used as a GPS, a music player, a camera, an alarm clock and more. Smartphones have come a long way in recent years and, as phones have gotten better, apps have become more innovative, making our lives simpler. But even if you fully utilize your phone, you might not be aware of some of the lesser known tools available in the app store. Think you've got every app under the sun? Here’s a look at seven super helpful, surprising tools you didn't know your phone could handle. 1. Level If you’ve ever hung a photo or picture on the wall, you know the importance of aligning it perfectly. Without a level handy, you might use the naked eye to determine whether a picture is straight. But why risk it? No one's eye sight is that perfect, especially up close, since your perspective is so skewed. Rather than risk hanging a picture awkwardly or making unnecessary holes in your wall, download an app that can turn your phone into a level. Once you’re ready to complete… Read more